CREDICORP C.L.I.C.K.D Programme – Credit for Laptops, Internet, Connectivity and Digital Devices 2026
Applications are open for the CREDICORP C.L.I.C.K.D Programme, an initiative designed to help eligible Nigerians access laptops, internet connectivity and other essential digital devices through affordable consumer credit.
C.L.I.C.K.D — Credit for Laptops, Internet, Connectivity & Knowledge Devices — addresses one of the major barriers facing students, workers, entrepreneurs, freelancers and other Nigerians who need digital tools to learn, work and earn but may not be able to afford the full cost upfront.
Rather than being a laptop giveaway or grant programme, C.L.I.C.K.D provides eligible applicants with access to credit financing through CREDICORP and its participating partners.
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About CREDICORP
The Nigerian Consumer Credit Corporation (CREDICORP) is a Federal Government-backed institution established to expand access to consumer credit in Nigeria.
Its broader objective is to make it easier for Nigerians to obtain essential goods and services through responsible credit, rather than requiring them to pay the entire cost upfront.
Through C.L.I.C.K.D, this approach is being extended specifically to digital devices, connectivity and other tools that can improve access to education, employment and income-generating opportunities.
About the C.L.I.C.K.D Programme
C.L.I.C.K.D stands for:
Credit for Laptops, Internet, Connectivity & Knowledge Devices.
The programme provides a credit pathway through which eligible Nigerians can access digital tools they need for productive purposes.
According to CREDICORP, the initiative is intended to give Nigerians the tools they need to learn, work, earn and thrive.
Instead of waiting until they can afford the full purchase price of a laptop or another eligible device, qualified applicants can access the product through credit and repay according to the applicable financing arrangement.
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What You Can Access
Depending on the products and financing options available through participating partners, C.L.I.C.K.D focuses on access to:
- Laptops
- Internet services
- Connectivity solutions
- Knowledge devices
- Other eligible digital tools
The exact products, credit amount and repayment arrangement available to an applicant will depend on the applicable programme and financing terms.
Who Is the Programme For?
C.L.I.C.K.D is designed for eligible Nigerians who need access to digital tools for productive purposes.
This can include people who need technology to:
- Study or participate in online learning
- Develop professional or technical skills
- Work remotely
- Search and apply for jobs
- Freelance online
- Run or grow a business
- Build digital products
- Participate in the digital economy
- Improve their professional productivity
Applicants will still need to meet the eligibility and credit requirements applicable to the programme.
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Benefits of the C.L.I.C.K.D Programme
- Access to credit for laptops and eligible digital devices
- Access to internet and connectivity solutions
- Opportunity to obtain essential technology without paying the entire cost upfront
- Improved access to tools for education and skills development
- Access to devices that can support remote work and freelancing
- Digital tools that can support entrepreneurship and income generation
- Structured repayment through participating credit partners
Is C.L.I.C.K.D a Free Laptop Programme?
No. This is an important distinction.
C.L.I.C.K.D is a credit programme, not a free laptop grant or giveaway.
Eligible applicants who receive financing will be required to repay the credit according to the terms attached to their offer.
Applicants should therefore review the complete terms before accepting any financing, including the repayment period, instalment amount, applicable charges or interest, and any other conditions.
Eligibility
The programme is open to eligible Nigerians.
Because C.L.I.C.K.D operates as a credit initiative, applicants may be required to undergo eligibility and credit assessment before being approved.
Approval is therefore not automatic, and the specific requirements can depend on the participating financial institution or credit partner.
How the Programme Works
The general process involves applying through the official CREDICORP platform, providing the required information and undergoing the applicable eligibility or credit assessment.
Successful applicants can then access eligible devices or connectivity products through participating partners under an approved repayment arrangement.
Applicants should ensure that all information submitted during the application process is accurate.
Important Things to Check Before Accepting an Offer
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Since the programme involves borrowing, applicants should carefully check:
- Cost of the laptop or device
- Amount being financed
- Required initial payment, if applicable
- Monthly or periodic repayment amount
- Repayment duration
- Interest or other financing charges
- Total amount repayable
- Late-payment conditions
- Terms of the participating lender
Only accept a financing arrangement you understand and can reasonably repay.
Application Deadline
No specific application deadline is stated in the announcement. Applications are currently open.
How to Apply
Interested and eligible Nigerians can learn more about C.L.I.C.K.D and access the application process through the official CREDICORP website:
Apply: www.credicorp.ng
Note: C.L.I.C.K.D provides access to laptops, internet, connectivity and knowledge devices through credit. It is not a free laptop distribution programme.